Devi Yulia Rahmi, Fikri Alwi, Ratni Prima Lita
et al.
Objective: The study aims to examine the effect of halal awareness, halal logo, religiosity, and price on consumers' intention to buy food products with a halal logo. This study also examines the effect of purchase intention on consumer purchase behaviour of food products with the halal logo Research Design & Methods: This study uses a quantitative method with 200 respondents who consume food products with the halal logo in West Sumatra. Data were analyzed using the PLS-SEM (Partial Least Square-Structural Equational Modeling) method. Findings: The results of the study show that the halal logo, religiosity, and price are significant for purchase intention. No significant effect was found on halal awareness and attitude towards purchase intention. Moreover, the study's results show that purchase intention significantly affects purchase behaviour. Implications and Recommendations: This research implies that consumers of food products labelled halal consider the halal logo on a product before consuming it, so food producers must try to sell products that have a halal logo Contribution & Value Added: This study addresses the existing literature by modifying the research model regarding the purchase behaviour of halal products. In practical, companies in the halal food industry should focus on maintaining and enhancing product quality, obtaining halal certification, and establishing a trusted halal label to foster consumer purchase intention and behavior.
This study explores the application of GPT models for automating consumer food survey analysis, focusing on Chinese consumers' acceptance of plant-based foods, cultured meat, insect-based proteins, and microbial proteins. Traditional survey analysis methods face limitations in handling large-scale, open-ended responses, whereas GPT's natural language processing capabilities offer efficient, bias-reduced alternatives. Employing Partial Least Squares Structural Equation Modeling (PLS-SEM), we investigate how food technophobia (FTN) and food values (FV) affect perceived benefits (PB) and perceived risks (PR), ultimately influencing consumer acceptance. Results show that acceptance is highest for plant-based foods and lowest for cultured meat, with PB positively and PR negatively impacting consumer willingness to these foods. Mediation analysis reveals that PR and PB mediate the effects of FTN and FV on acceptance, indicating that attitudes toward food safety, naturalness, and production processes shape consumer choices. The findings underscore the value of using GPT for comprehensive, real-time survey analysis and suggest marketing strategies and policies that emphasize product safety, environmental benefits, and consumer education to enhance acceptance of alternative proteins.
Agriculture (General), Nutrition. Foods and food supply
Стаття розкриває актуальну проблему оцінювання стану й рівня економічної безпеки страхового ринку України в умовах воєнних викликів. Проаналізовано основні показники функціонування страховиків з позицій впливу на рівень економічної безпеки та ідентифікації існуючих загроз. На основі використання індексів Герфінадаля-Гіршмана, Тідемана-Хола, Розенблюта доведено, що страховий ринок залишається помірно концентрованим з низьким рівнем монополізації, проте загрозливою є ситуація високої концентрації на ринку страхування життя та його монополізації. Представлено аналітичні дослідження та авторські узагальнення щодо екзистенційних ризиків в умовах війни. Акцентовано, що одним із викликів сучасності є необхідність швидкого впровадження міжнародних принципів нагляду як основи забезпечення економічної безпеки страхового ринку в умовах війни.
Стаття присвячена дослідженню сучасних особливостей діагностування як ключового елементу системи управління (менеджменту) експортно-імпортною діяльністю підприємств в умовах турбулентності. Проведено огляд літератури для системного трактування понять «турбулентність», «діагностування експортно-імпортної діяльності». В статті охарактеризовано ключові аспекти діагностування як елементу системи управління експортно-імпортною діяльністю підприємств в умовах турбулентності. На основі огляду, аналізування, літературних джерел, систематизування наукових здобутків за проблемою діагностування експортно-імпортної діяльності підприємств (як елементу системи менеджменту) в умовах турбулентності запропоновано схему поетапного процесу діагностування експортно-імпортною діяльністю підприємств в умовах турбулентності.
This study proposes mechanisms for firms to thrive in a turbulent business environment by investigating the mediating role of frugal innovation in the relationship between competitive intelligence and value creation. The study also examined absorptive capacity as a critical boundary condition that influences the impact of competitive intelligence on frugal innovation. A survey questionnaire was administered to 302 SMEs, and the data were analysed using Amos. Structural equation modelling (SEM) was employed to test the hypothesis. The findings demonstrate a significant positive impact of competitive intelligence on SME value creation. The study also found that frugal innovation acts as a mechanism to amplify the impact of competitive intelligence on value creation, and this relationship is anchored by a high level of absorptive capacity. The study demonstrates how competitive intelligence and frugal innovation synergistically drive value creation amid turbulence under the auspices of absorptive capacity, thereby increasing SMEs’ resilience and competitiveness. The study sheds light on previously unexplored aspects of value creation in a turbulent business environment, offering novel perspectives on dynamic capabilities.
Nowadays, robots are found in a growing number of areas where they collaborate closely with humans. Enabled by lightweight materials and safety sensors, these cobots are gaining increasing popularity in domestic care, where they support people with physical impairments in their everyday lives. However, when cobots perform actions autonomously, it remains challenging for human collaborators to understand and predict their behavior, which is crucial for achieving trust and user acceptance. One significant aspect of predicting cobot behavior is understanding their perception and comprehending how they “see” the world. To tackle this challenge, we compared three different visualization techniques for Spatial Augmented Reality. All of these communicate cobot perception by visually indicating which objects in the cobot’s surrounding have been identified by their sensors. We compared the well-established visualizations <i>Wedge</i> and <i>Halo</i> against our proposed visualization <i>Line</i> in a remote user experiment with participants suffering from physical impairments. In a second remote experiment, we validated these findings with a broader non-specific user base. Our findings show that <i>Line</i>, a lower complexity visualization, results in significantly faster reaction times compared to <i>Halo</i>, and lower task load compared to both <i>Wedge</i> and <i>Halo</i>. Overall, users prefer <i>Line</i> as a more straightforward visualization. In Spatial Augmented Reality, with its known disadvantage of limited projection area size, established off-screen visualizations are not effective in communicating cobot perception and <i>Line</i> presents an easy-to-understand alternative.
En América Latina, los conceptos de centralismo y formas de Estado evolucionaron conjuntamente; pero, si bien tienen vínculos entre ellos, la relación no es determinante. Resulta necesario preguntarse qué implica ser un país unitario o uno federal y cuál es la diferencia entre un proceso de descentralización y uno de desconcentración. A través de una revisión y consolidación bibliográfica, el objetivo general del artículo es determinar qué formas de Estado pueden asumir los países y cómo se vinculan con los procesos de reversión del centralismo. Los objetivos específicos son, primero, identificar cuáles son los procesos de reversión del centralismo y en qué se diferencian; segundo, establecer cuántas formas de Estado existen y qué caracteriza a cada una; y, tercero, observar cómo interactúan ambas tipificaciones. Como conclusión, el trabajo presenta una clara diferenciación y vinculación entre ambas clasificaciones, lo que permite analizar de mejor manera la configuración institucional de los países.
Tamás Prugberger, Csilla Csák, Géza Károlyi
et al.
A tanulmány kritikai elemzését adja az inszolvencia magyar szabályozásának. Megvizsgálja az USA és a nyugat-európai országok (Németország, Ausztria, Olaszország, Franciaország, Anglia és Svájc) ide vonatkozó törvényeit. A törvényeken túl vizsgálja a hozzájuk kapcsolódó lehetséges precedenseket is. A szerzők összehasonlítják a magyar fizetésképtelenségi eljárást a külföldi államok jogával és a korábbi magyar jogi rendezéssel, végül pedig javaslatokat tesznek a jelenlegi magyar szabályozás megváltoztatására.
This paper presents the current condition
of the insurance market by creating an
unpretentious review and pointing to the current
deficiency of the insurance system in Serbia. It
outlines some ideas that might solve certain issues
and improve the current situation. Referred
innovations that were introduced last year in the
world market are very useful and can also serve as
a good standard for joining the global insurance.
Last but not least, the paper addresses the segment
of insurance frauds as alarming incidences in need
of attention.
If we consider the "Basic Elements of Insurance",
risk, premium, and indemnity, and if we follow the
development of the insurance throughout the world,
we recognize that technology development and
reduced business costs imply greater risks, a
growing range of new products, decreased
premium, and stimulating increase of the
Indemnity. This leads us to the conclusion that we
must enter the race with the developed countries
and accept the way of their business management
by following the latest innovations in the insurance
market in order to be competitive and competent.
Flávia F. P. Mendonça, Henrique Castro Martins, Paulo R. S. Terra
This study investigates whether governance mechanisms external to the firm affect leverage using a sample of 7.490 companies from 40 countries. Our contribution is to separate mechanisms that protect minority shareholders from those that protect creditors rights. Our results show that companies issue debt following the Pecking Order Theory (POT). We find that both mechanisms protecting shareholders and creditors affect corporate leverage. When protection is high, companies issue less debt. Our results are robust to several alternative specifications and variations in our model. We interpret our results as evidence that, when investors are well protected, firms issue less debt, possibly to avoid the monitoring role of debt over the discretion of insiders.
Whether it’s a big city or a small town, all Canadian municipalities have core issues that their elected politicians are concerned about. Regardless of size, the daily business of a municipality must be managed and policies determined about such bread-and-butter issues as garbage collection, snow removal, wastewater and sewage, fire protection, economic development and fixing potholes. However, when size increases, so do the layers of issues that engage municipal politicians. This paper examines the results of a cross-Canada survey of more than 1,000 mayors and councillors from communities ranging in population size from 5,000 to more than two million. With an increase in population size, the numbers and complexity of issues creep up as well. Tiny municipalities typically aren’t concerned with issues such as immigrant settlement, homelessness and public transit. Those issues are much more pressing for larger municipalities. A focus on some types of issues, such as public transit, grows right alongside population growth. The physical size of large municipalities means they contain a population whose needs are naturally more diverse than they are in smaller cities, towns and villages, thus shifting politicians’ concerns to such things as homelessness and climate change. However, issues such as relations with Indigenous people and climate change also tend to hold regional, not just municipal, importance. They may be extremely important to a small municipality because of its geographic location and less important in a larger municipality located elsewhere. For example, municipal politicians in British Columbia reflect regional concerns with their emphasis in the survey on the importance of tackling homelessness, affordable housing, climate change and Indigenous relations. Yet, next door in Alberta, Indigenous relations and climate change ranked in the survey as being of low importance, along with climate change, despite the presence of two cities in the province with populations hovering around the million mark. The number one issue for municipalities regardless of size is economic development, since job creation and attracting investment are key for a healthy municipality regardless of its location or size. And nearly every politician surveyed listed planning, water supply and transportation infrastructure (roads, highways and bridges) as being of deep importance to their communities. Of almost equal importance in the survey were a second slate of issues including emergency planning, parks and recreation, public health, solid waste removal and policing. The results of this survey are intended to lay the groundwork for future researchers who want to focus on specific problems in the area of urban policy-making. Those who want to study the bread-and-butter issues can do so among a wide range and size of municipalities, knowing that these issues are vital to all. Those with an interest in homelessness and immigrant populations can focus on the big cities while being assured they are not missing out on key points among smaller communities. This survey will be highly beneficial for researchers in urban policy issues as it will help them to decide where to look and exactly what to look for.
Political institutions and public administration (General)
Diego José Barbosa Martínez, Janier Oswaldo Villazana Castañeda, Nicolás Eduardo Paul Cantor
El artículo se creó con el objetivo de demostrar la forma apropiada de elaborar un estado de flujo de efectivo por el método directo, para lo cual se adelantó un estudio de enfoque mixto, basado en una revisión de literaria científica y documental, consultado en bases de datos indexadas como Scielo, Procuex, Ciencie Sdirect, Elsevier, entre otras, las cuales recopilan revistas de reconocimiento académico y científico. Con cuyos resultados se presenta el paso a paso, donde se requiere determinar los flujos de efectivo de operación, inversión y financiación, para lo cual se presentan ejemplos que permiten una mayor compresión. Entre otras se concluye que el método directo permite alcanzar el objetivo de los estados de flujo de efectivo, el cual es proporcionar información sobre los cobros y pagos en efectivo
Adrianne Paula Vieira de Andrade, Anatália Saraiva Martins Ramos
O objetivo do estudo é compreender as motivações do comportamento de engajamento do consumidor com o boca a boca eletrônico (electronic word-of–mouth [eWOM]) negativo em plataformas de consumo de aplicativos móveis, utilizando-se como lente de análise a Teoria da Ação Racional (Theory of Reasoned Action [TRA]). Foram realizadas dez entrevistas em profundidade com usuários emissores de comentários negativos, as quais permitiram a construção de um corpus que foi descrito, classificado e interpretado por meio de análise temática de conteúdo. Como generalização analítica, infere-se que os motivadores mais influentes para o engajamento com o eWOM negativo são a Busca por Providências, o Altruísmo, as Emoções Negativas e a Reciprocidade. Com relação aos construtos da TRA, as Atitudes favorecem esse engajamento, mas as Normas subjetivas pouco contribuem para a participação ativa no boca a boca eletrônico negativo. Esta pesquisa pode ajudar os programadores de aplicativos móveis e os analistas de mídias sociais quanto à formulação de estratégias de interação que estimulem o comportamento de engajamento dos consumidores.
It is widely acknowledged that R&D based startups play a significant role in the economic growth of many countries. However, founding such an enterprise is a risky endeavor, one that requires a balance between the technological search process and business capabilities. Most of the time these varied skills are found among several different people. The task becomes more difficult for recent engineering school graduates who are neither scientists nor business people. Therefore, it is critical for these new techno-entrepreneurs to conscientiously work on building relationships with stakeholders through whom they might access scientific knowledge on one hand and commercial knowledge on the other.
The paper explores the process of building relationships with stakeholders based on evidence from Turkish companies. It begins with a review of literature, presenting the different theories concerning relationships with stakeholders as far as entrepreneurship is concerned. Then, it presents the methodology, classification and analysis of in-depth interviews with the founders of R&D-based startups, which help justify the use of a qualitative approach. The case profiles are considered with a focus on the following issues: the counterbalancing of stakeholder power, learning by the entrepreneur as a by-product of interactions with stakeholders, and the earning of a reputation through ethical and passionate business practices. Building upon these preliminary findings, the author draws three main propositions that could be the subject of further research.
The main finding of this paper is that there are two opposing forces affecting the development of any company — problem and supporter stakeholders. At that, a stakeholder who was once a supporter could turn into a challenger or vice versa. The entrepreneur could benefit from the counterbalancing effect of these forces. Two major stakeholder groups emerged at the initial stage of the business: the family members and the state’s grant-handling officers. Then, the ethical and passionate conduct of business by these startups could become a factor drawing third parties in to become stakeholders of these startups. The nature and impact of these relationships should be researched further. Such an analysis allows one to understand how R&D-based startups are established and what kind of problems they face when turning (hopefully) into large corporations. On such a basis, this could help governments develop more suitable support programs that would benefit and expand the opportunities available to the founders of new R&D-based firms.
<p><em>This research is motivated by the importance of accounting software in the micro finance institutions led by UPK that has an important role as a catalyst for poverty alleviation. Various data dan field observations indicate that the financial system various LKM UPK has not shown the quality reliable dan relevant system performance, even accounting stdanards has not fully implemented. This study adapted the DeLone dan McLean model that has been modified McGill et al</em><em>.</em><em> (2003) to map dan design the essential components of a successful implementation of accounting software for individual users as well as analyzing various system variables on user satisfaction, dan the impact on individual performance. All hypotheses have been tested dan found to result impartial. This model will be the basis for making a prototype web-based accounting softaware that will be developed dan implemented in the second year. So the ultimate goal of this research is that microfinance institutions are able to be an instrument of poverty alleviation optimal sustainability.</em></p>
The goal of this paper is to investigate the mechanisms implemented by the banking system to combat money laundering and terrorism, on the background of the increase in the volume of financial transactions. Starting from the variety of mechanisms and forms of money laundering and from the increase interest of the states in combating related crimes, institutions specializing in combating this phenomenon were created at intergovernmental level. The banking system as a whole is interested in combating the phenomenon given the distortions that can be generated by a generalized context of fraud, corruption and money laundering, substantiated in damaging the credibility of the financial institutions with which it enters a business relationship, to the extent where it is impossible to determine the currency necessary based on the demand of the real economy. In this context, the investigation of the mechanisms implemented by banking institutions with the purpose of identifying and blocking suspicions transactions is of special interest.
<p class="x------"><span class="char-style-override-1">Цель.</span> Основной целью данного исследования стало изучение российского работника малого и среднего бизнеса как субъекта современных социально-трудовых отношений в контексте имеющихся у него ресурсов.</p><p class="x------"><span class="char-style-override-1">Методология.</span> Исследование проводилось на материалах Российского мониторинга экономического положения и здоровья населения (RLMS) последней доступной на момент исследования 22-й волны (индивидуальный блок). Методом<span class="char-style-override-1"> </span>пятиступенчатой фильтрации было выявлено 1629 подходящих для целей исследования наблюдений.</p><p class="x------"><span class="char-style-override-1">Результаты.</span> Опираясь на ресурсный подход к анализу социально-трудовых отношений, был определен перечень основных ресурсов, наличие или отсутствие которых способно оказать влияние на поведение работника как субъекта рынка труда: квалификационный, экономический, биологический, информационно-инновационный и социальный.</p><p class="x------">По результатам исследования делается вывод о низком уровне наличия у современных работников малого и среднего бизнеса ресурса квалификационного и экономического, на «нормальном», среднем уровне – ресурсов социального и инновационного, и на уровне ближе к высокому – ресурса биологического (ресурса здоровья).</p><p class="x------"><span class="char-style-override-1">Область применения результатов.</span> Результаты данного исследования могут быть интересны не только исследователям, занимающимся социологией труда и трудовыми отношениями, но и практическому бизнесу, так как знание и понимание ресурсообеспеченности работников даст возможность работодателям принимать более взвешенные кадровые решения, а также представителям государственных органов, занимающихся вопросами труда, занятости и в целом социальной политики.</p>
The aim of this paper is to evaluate the evolution of export performance and competitiveness of Romanian agricultural trade, based on data provided by International Trade Centre. Agriculture represents an important sector for the economic and social development of a country, having a major impact on its evolution. The analysis reflects that Romania is a net exporter country only for livestock and cereals, while for meat and edible meat offal, fish and other aquatic invertebrates, dairy products, eggs, honey and beverages is a net importer country.
Economics as a science, Business records management