DOAJ Open Access 2025

The Role of Islamic Finance in Confronting Natural Disasters through Collective Financing: A Case Study

Mohammed Er-Riyad Er-Riyad Maroua El-Jihaoui Ibrahim Bamohammed

Abstrak

Crowdfunding platforms are considered valuable tools within Islamic finance due to their potential compliance with Islamic Sharia principles and their absence of any suspicion related to usury (Riba). These platforms are new financing mechanisms based on raising funds from potential contributors to finance specific projects. This research aims to shed light on crowdfunding as a form of financing that can be classified within Islamic finance. The research also explores crowdfunding's role in financing disaster relief efforts and aiding disaster-stricken regions by providing financial solutions managed via digital platforms launched specifically for this purpose. As an example of crowdfunding to mitigate the aftermath of natural disasters, the research examines the "Tasharuky" platform. The platform primarily funds operations that mitigate the effects of certain natural disasters in accordance with Islamic Sharia rulings in regions across the Middle East, Indonesia and Africa.

Penulis (3)

M

Mohammed Er-Riyad Er-Riyad

M

Maroua El-Jihaoui

I

Ibrahim Bamohammed

Format Sitasi

Er-Riyad, M.E., El-Jihaoui, M., Bamohammed, I. (2025). The Role of Islamic Finance in Confronting Natural Disasters through Collective Financing: A Case Study. https://doi.org/10.31942/iq.v12i1.13003

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Informasi Jurnal
Tahun Terbit
2025
Sumber Database
DOAJ
DOI
10.31942/iq.v12i1.13003
Akses
Open Access ✓