This study investigates global research trends on the role of Islamic finance in promoting social equity and poverty alleviation. Using bibliometric and content analysis methods, we analyze publications on the subject from Scopus from 1991 to 2025 using Rstudio, VOSviewer and Excel to identify key authors, institutions, and journals and to perform a thematic analysis. The results show increasing academic interest, with publication peaking from 2020 onwards. Leading contributors are M. Kabir Hassan and Universiti Utara Malaysia (UUM) for respectively authors and institutions. Dominant themes include zakat, waqf, Islamic microfinance, and financial inclusion, alongside emerging areas like Islamic fintech and productive zakat. Despite its growth, the field remains fragmented, with gaps in governance, regional representation, and long-term impact assessments. Future research should focus on integrating Islamic finance with national poverty strategies, addressing gender disparities, and leveraging technology for greater financial inclusion. This study provides a comprehensive roadmap for scholars and policymakers, contributing to a deeper understanding of Islamic finance as a tool for fostering social equity and poverty alleviation.
Jihan Mafaza, Maharani Dheva Dwi Safitri, Eiyagina Tenika
et al.
This study aims to examine the effect of capital adequacy ratio, non-performing loan, loan loss provisions ratio, loan-to-deposit ratio, loan-to-asset ratio, bank size, and bank age on financial performance as measured by return on assets (ROA) in 35 banking companies listed on the Indonesia Stock Exchange during the period 2018-2022. The study results indicate that capital adequacy ratio, non-performing loan, loan loss provisions ratio, and bank size do not significantly affect bank financial performance. On the other hand, loan-to-deposit ratio, loan-to-asset ratio, and bank age were found to significantly impact ROA, indicating that liquidity and company age factors are important determinants in improving banking financial performance.
Fitrina Susanti, Lidya Fitri, Asmendri Asmendri
et al.
Education is a process of transforming knowledge from the teacher as an educator to his students as students. The teacher plays a very important role in improving the quality of the nation, a human being who has the character of karimah, in accordance with what was sparked by Nadhim Makarim in the independent learning curriculum that teachers must change, teachers must make changes in learning towards a better direction, learning in favor of students to achieve learning goals and create an environment learning that is conducive, comfortable, interesting and innovative, to welcome the independent learning curriculum teachers must continue to strive to develop their competencies, namely pedagogic competence, personal competence, social competence and professional competence. This study uses a descriptive qualitative approach with literature study methods and content analysis techniques to produce accurate data
Mekke, çöl ikliminin hâkim olduğu bir şehir olmasına rağmen içinde zengin, elit bir tüccar sınıfının ortaya çıkmasına imkân sağlamıştır. Kur’ân’ı Kerîm’in muhataplarına yönelik pek çok mesajını ticarî terimlerle ifade etmesi, ticaretin o dönem için Mekke halkı nezdinde sahip olduğu konumu göstermesi açısından önemlidir. Ne var ki tarıma elverişli olmayan, sıcak ve kurak bir bölgede bulunan Mekke’nin bu ticarî konumunu nasıl kazandığı izaha muhtaçtır. Mekke’nin ticarî bir merkeze dönüşme sürecine katkıda bulunan pek çok etken bulunmaktadır. Yerel, bölgesel ve milletlerarası düzeyde meydana gelen pek çok hâdise, Mekke’nin milâdî 6. asırdan sonra ticaretini ilerletmesine ve Arabistan’ın en önemli ticaret merkezlerinden birisi haline gelmesine katkıda bulunmuştur. Bu çalışma, Mekke’nin ticarî yükselişine katkıda bulunan en önemli sebeplerden birisi olarak Bizans- Sâsânî mücadelesini ve bu mücadelenin Mekke ticareti ile irtibatını ortaya koymayı amaçlamaktadır. İpek Yolu ile Baharat Yolu, kadim dünyanın ana ticaret rotalarını meydana getirmekteydi. Bizans’ın ihtiyaç duyduğu ve uğrunda servetler harcadığı kıymetli doğu ürünleri, bu yollar üzerinden Bizans pazarlarına ulaştırılmaktaydı. Ne var ki her iki yolun da Sâsânîlerin topraklarından geçmesi, savaş zamanlarında Bizanslıların söz konusu ürünlere ulaşımını zorlaştırmaktaydı. Bu durum, Bizanslıları alternatif yollar aramaya sevk etmiştir. Milâdî 502 senesinde patlak veren Bizans- Sâsânî mücadelesi, Bizanslıların alternatif yol arayışına girdikleri dönemi de ifade eder. Alternatif yollar arasında ön plana çıkan Kızıldeniz Yolu’nun çeşitli sebeplerle istenen düzeyde kullanılamaması, Arabistan içinden geçen Batı Arabistan Sahil Yolu’nu önemli bir rota haline getirmiştir. Savaşın uzantısı olarak kuzey ve güney Arabistan’da hüküm süren Arap devletlerinin bu dönemde zayıflamaya başlaması, söz konusu yol üzerindeki ticarî aktiviteyi sürdürecek yeni bir aktör ihtiyacını beraberinde getirmiştir. Kureyş Kabilesi, böyle bir ortamda yeni bir ticarî aktör olarak tarih sahnesindeki yerini almıştır.
Muhammad Fahroni Hamsan, Isman Isman, Imron Rosyadi
et al.
It is very important for a Muslim in everything to be guided or pay attention to Islamic rules so as not to fall into things that are prohibited by religion. Including in economic activities should pay attention to the rules in muamalah fiqh. The purpose of writing this article is to explain to the public what should not be done when someone is doing activities in developing property. The method used in this writing is the library research method with a qualitative descriptive approach. The result: among the rules of Islamic economics in the development of wealth is that buying and selling should not contain things that are prohibited or detrimental such as usury, fraud, theft and so on.
This study aims to examine the short-term and long-term effects of Islamic banking financing and the development of sovereign Retail Sukuk (SR) on Indonesia's economic growth during the period 2009: Q1 to 2019: Q3. Islamic banking and Sukuk have the same essential role, namely in terms of financing or raising funds. Outstanding SR is used as an indicator of SR’s development in seeing its impact on Indonesia's economic growth. Through Dickey Fuller-Generalized Least Square (DF-GLS) analysis, Lag-Length Test, Auto-Regressive Distributed Lag (ARDL), Cointegration Bound Testing, this study examines the effect of Islamic banking financing and the development of SR on economic growth. Total Sharia Bank financing and outstanding SR do not have long-term cointegration with Indonesia's economic growth. Meanwhile, in the short term, Indonesia's GDP is influenced positively by total Islamic Bank financing (TFIN) at lag 3 and negatively by the outstanding SR at lag 3 and 4. Researchers only examined the Islamic banking sector, specifically highlighting financing in Islamic banking and SR’s development through nominal outstanding on a quarterly scale. The limitations of the variables studied are becoming the limitations of this study. The government as a policymaker have to provide a support through cooperation between institutions and Medium and Small Enterprises (MSMEs) with Islamic banks in collecting and channeling financing, education, and outreach to the public. Consequently, the deepest layers need to be improved to make SR an individual investment instrument that can support Indonesia's economic growth. The research that examined SR with quantitative methods is still limited. Therefore, this study is expected to contribute to increasing liabilities in Islamic Finance, particularly in Retail Sukuk.
In particular, human development is subject to the search for fulfillment through an educational process based on Maqāṣid al-Syar'ah. The point of Maqāṣid al-Syar'ah is to protect mankind and protect them from harm in this world and the hereafter from each individual. This research is aqualitative research through a literature review review with descriptive analysis. This study results that the practice of 6 important things in Maqâshid al-syarî'ah is expected to be the main reference in implementing life practices,especially from the fields of spirituality, education, economics and health. This is used as a form of balancing integrated Islamic and general knowledge, this research only focuses on the preparation of human resources in terms of education
Terrorism is a problem that has not been fully resolved in Indonesia. This group still exists and continues to conduct cadres in several areas of this country. This study, therefore, aims to reveal the strategy carried out by the Lingkar Perdamaian Foundation (YLP) in Lamongan in providing guidance to former terrorists and breaking the chain of radical ideology in Indonesia. Qualitative data were obtained from interviews and direct observations with former terrorist actors through qualitative methods. This study succeeded in finding that in the process, YLP convincingly applied the values of multicultural Islamic education oriented to changing the ideology and personality of former terrorists. On the other hand, in the process, education for ex-terrorists was conducted based on an extraordinary paradigm, namely divinity (rabbaniyah), humanity (insaniyah), and nationality (wathaniyah). Islamic education was also conducted using a rational, psychosocial, and life skills approach. This research also contributes to building an Islamic education model designed explicitly for ex-terrorists with three orientations at once: ideological change, self-change, and encouraging them to socialize again with the broader community.
The imams (experts in Ahadith) and (critical) scholars of hadith sciences made great efforts in preserving the hadith. They collected the texts and chains (asnaad) and explained the conditions of the narrators in detail. They recorded for posterity not only the exact wording of the hadith but also took pains to elaborate on the differences of the narrators in the chains. They revealed the difference between narrators in the “Isnads” and the wording of the hadith. They collected the hadiths that were reasoned “Ahadees e Ma’alola” in private books and distinguished the correct from the defective, but they did not state the reasons for the Caused “Illat”. Most of the time, they did not show the presumptions of Weighting clues. Some of them accepted it (Siqa) sometimes for/as evidence, and returned/rejected on other occasions. This is the approach of the advanced scholars in the field; they neither accept nor reject it fully. However, a theoretical account of clues by which a scholar of hadith is to accept or reject the increase is not explicitly mentioned by forerunners in the tradition of hadith scholarship. Rather, these clues are implicit in their rulings on the hadiths and can be explained in detail by exploring the conditions o the narrators. Among these critics and imams of illal, Sheikh Al-Dari Qutni is well-known for his experience and understanding of the science (of illal). The researchers aim to highlight the reasons behind the acceptance or rejection, total or partial, of the increase. For this, the methodology of these rulings on the hadiths with increase confidence is analyzed in detail. This, in turn, will highlight the clues by which Al-Dari Qutni accepts siqa or rejects it.
Ali Heidari, Alireza Rezaei, Abbas Salehi Najaf Abadi
The main purpose of this study is to identify and evaluate the impact and role of Islamic councils in the process of political development of the Islamic Republic of Iran with a macro view of performance and obstacles, and factors of failure and to present strategic plans for the future. The research method is descriptive-analytical and seeks to evaluate the impact of Islamic councils on the political development process of the Islamic Republic of Iran. The results showed that increasing public awareness, public trust in social institutions, realizing the rights of the people, and promoting a culture of accountability and a culture of independence could lead to political development, reduce municipal authority, and overcome political issues tastes over other aspects. Specialized and non-specialized affairs have had a negative impact on political development. Political affairs are not separate from the sphere of people's lives, and political development is not only related to governmental affairs, which for ordinary people is an alien and alien concept and only in the hands of the ruler and his representatives, but the purpose of political development is to increase various capacities. Moreover, society is in everything, which obliges the system to respond better to public demands. The role of the Islamic councils of the city in the political development of the country is not very efficient and colorful; the cities do not have a favorable development process, and the councils do not play a significant role in political development. A principled structural reform can pave the way for solving existing problems and political development, and optimal management of cities and regions.
Bu çalışmada Ebü’l-Hayr İbnü’l-Cezerî’nin İbnü’n-Nâzım olarak da bilinen oğlu Ebû Bekr Ahmed b. Muhammed’in telif ettiği eserlerden biri olan Urcûze fî vakfı Hamza isimli risâlesi ele alınmıştır. Bu bağ-lamda öncelikle bahse konu olan müellifin hayatı ve eserleri hakkında bilgi verilmiş, ardından ilgili risâle tahlil edilmiştir. İki ayrı el yazma nüshasına ulaşılan risâlede İmam Hamza’nın kıraati çerçevesinde kıraat ilminin önemli ve bir o kadar zor konularından sayılan hemze üzerinde vakıf meselesi izah edilmiştir. Konunun özellikle İmam Hamza’nın kıraati çerçevesinde incelenmesinin nedeni ise hemze üzerinde vakıf denildiğinde akla ilk gelen ismin Kûfe kıraat imamı Hamza olmasındandır. Bu sebepledir ki “Nere-de hemze orada Hamza” ifadesi deyim haline gelmiştir. İmam Hamza, hemzeli kelimelerde vakfetme hususunda diğer kıraat imamlarına göre farklı okumaktadır. Fakat bununla beraber bazı durumlarda Şâm kıraat imamı İbn Âmir’in ilk râvisi Hişam’ın ona muvafakat ettiği durumlar da söz konusu olmuştur. Ebû Bekr Ahmed, risâlesini ilgili mevzuya hasretmiş ve 36 beyit olarak nazmetmiştir. O, konuyu ele alır-ken hemzenin harekeli olması ve sâkin gelmesinin yanı sıra kelime ortasında veya sonunda bulunması durumlarını izah etmiş ve okuyuş farklılıklarına işarette bulunmuştur.
Penelitian ini bertujuan untuk mengetahui pemahaman hadis libas asy-syurah dalam perspektif Ali Mustofa Yaqub. Dalam penelitian ini penulis menggunakan metode deskriptif untuk menganalisa pemahaman Ali Mustofa Yaqub tentang hadis ini. Ali Mustofa Yaqub berpandangan bahwa libas asy-syurah adalah pakaian yang terlihat berbeda secara zhahir dari pakaian yang pada umumnya di pahami oleh masyarakat kebanyakan, Jenis pakaian ini tidak dibatasi oleh kualitasnya, baik atau buruk. Tetapi lebih kepada suatu kondisi dimana jika pakaian tersebut dipakai pada saat dan situasi tertentu, ia menjadi pusat perhatian orang lain sehingga menjadi syuhrah (terkenal dan menjadi pembicaraan orang). Ali Mustofa Yaqub mengatakan bahwa hukum mengenakan pakaian syuhrah ialah Haram.
Several studies show no difference in practice and academics in general between Islamic banks and conventional banks. However, they are both very different. This research analysed the perceptions of santri/students of Islamic boarding schools regarding no differences between Islamic banks and conventional banks. This research was quantitative with an in-depth descriptive analysis. The research sample used a blend of purposive and judgment techniques applied to santri from several large Islamic boarding schools in Banyuwangi. The analytical method used a two-way causative relationship using multiple regression. The research used a structured questionnaire with a Likert scale and in-depth interviews with santri. Santri's view of Islamic banks differed from that of regular banks. Santri strongly believes in Islamic banking, while the majority is not traditional but represents Islamic ideals. Islamic bank workers, nevertheless, have shown Islam's greater identity than standard banks and imply that no disparities in Islamic banks are shown to be stigmatic.
Irman Irman, Murisal Murisal, Fadhillah Syafwar
et al.
This research aims to build spiritual awareness through surau-based counseling. Spiritual awareness is a supporting factor for tourism in the Minang realm, because the community adheres to the customary philosophy of sarak jointed, sarak jointed Kitabullah. The target of service is the young generation and mothers in Nagari Pariangan, Tanah Datar District, West Sumatra. The dedication method uses the Parcipatory Action Reserach technique. The results of the dedication found that surau-based counseling was able to foster spiritual awareness of the younger generation and mothers, the birth of a commitment to make spiritual values as a force in developing tourism, increasing the enthusiasm of young people and mothers to develop tourism based on spiritual values, and the desire to restore the function of the surau as central in building spiritual values.
In the context of progress and the development of management quality in an institution especially in Islamic education institutions in order to improve the quality and quality of islamic education, it is very interesting matter to be studied together. The many phenomena surrounding the success of an Islamic education institution is a challenge for other educational developers to continue to compete in improving the overall quality of management. Total Quality Management is a management concept that is oriented towards improving quality and customer satisfaction for the service provided. Total Quality Management, or integrated quality management, is a paradigm of continuous quality improvement by presenting a set of practical tools to each educational institution in meeting the needs and satisfaction of its customers in the present and in the future. The advantages of TQM lie in the planning system. In the TQM planning process will be carried out with active involvement and full commitment and high consistency from all members of the organization. The evaluation process on TQM will also be carried out maximally through emphasis on the purpose of achieving the TQM goals. Evaluation is also carried out as a form of continuous reflection followed by supervision and ultimately focuses on quality assurance for customer satisfaction. This paper tries to explain the results of the TQM concept review as an information in a management system that might be implemented in an Islamic education institution, as well as other educational institutions.
This study aims to improve the motivation and mathematical achievement of a two-dimensional figure about folding symmetry and rotary symmetry for fifth-grade students of SD Negeri Ledok 07 Salatiga in the even semester of 2018/2019. This research was conducted in the fifth grade of SD Negeri Ledok 07 Salatiga for one semester. Subjects in the study were all fifth-grade students as many as 23 students, consisting of 12 women and 11 men. This study used two cycles of action. In each cycle, it was carried out in 4 stages, namely planning, acting, observing, and reflecting. The data collection was through documentation, observation, and test results. Whereas, the research instruments were in the form of a list of values, observation sheets, and written questions. Data were obtained from observers, consisting of teachers as collaborators and the lesson grid. Data analysis used comparative descriptive followed by reflection. In the initial conditions, it turned out that learning outcomes were still low, as evidenced by students who scored 70 or more were still seven students (34.8%). In the first cycle, students who scored 70 or more were 15 students (65.2%). In cycle II, students who scored 70 or more increased to 21 students (91.3). Then, it can be concluded that the Student Team Achievement Division model can improve motivation and learning outcomes for mathematics in the fifth grade at SD Negeri Ledok 07 Salatiga in the second semester of 2018/2019.
Shaykh Muhammad al - Banjari Arsyad , derived from Banjar South Kalimantan . He was a well-known figure in the 18th century. His role was not only in education , but he was known as a great scholar of fiqh and also an expert in field of Sufism . This had been the result obtained for about thirty years studying in Mecca . Therefore , he was recognized as one of the transmission of the Middle East teaching, particularly in Banjar Indonesia South Kalimantan . His study of Sufism was written in “Kanz al Ma'rifah” . In this book, Ma'rifah is not separated from the concept of knowing God and ourselves . If someone recognizes him, he should recognize his god. Knowing God means knowing the origin of human, aacording to Arsyad, it is called Nur Muhammad ; mortal before death.