Semantic Scholar Open Access 2015 447 sitasi

Determinants of Banks’ Profitability: Evidence from EU 27 Banking Systems

Nicolae Petria Bogdan Căpraru Iulian Ihnatov

Lihat Sumber DOI

Abstrak

Abstract In this study we assess the main determinants of banks’ profitability in EU27 over the period 2004-2011. We split the factors that influence bank profitability in two large groups: bank-specific (internal) factors and industry specific and macroeconomic (external) factors. We consider as proxy for banks profitability the return on average assets (ROAA) and the return on average equity (ROAE). The empirical findings are consistent with the expected results. Credit and liquidity risk, management efficiency, the diversification of business, the market concentration/competition and the economic growth have influence on bank profitability, both on ROAA and ROAE. An interesting and valuable result is the positive influence of competition on bank profitability in EU27.

Topik & Kata Kunci

Business

Penulis (3)

Nicolae Petria

Bogdan Căpraru

Iulian Ihnatov

Format Sitasi

APA MLA BibTeX

Petria, N., Căpraru, B., Ihnatov, I. (2015). Determinants of Banks’ Profitability: Evidence from EU 27 Banking Systems. https://doi.org/10.1016/S2212-5671(15)00104-5

Akses Cepat

Lihat di Sumber doi.org/10.1016/S2212-5671(15)00104-5

Informasi Jurnal

Tahun Terbit: 2015
Bahasa: en
Total Sitasi: 447×
Sumber Database: Semantic Scholar
DOI: 10.1016/S2212-5671(15)00104-5
Akses: Open Access ✓