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Semantic Scholar Open Access 2020 151 sitasi

The effects of high school personal financial education policies on financial behavior

Carly Urban Maximilian D. Schmeiser J. Collins Alexandra Brown
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Abstrak

Abstract High schools in the United States are increasingly requiring their students to complete financial education prior to graduation. This study estimates the effects of these requirements on the credit report outcomes of 18- through 21-year-olds—young people just establishing their financial independence. We find that financial education requirements are associated with fewer defaults and higher credit scores among young adults, but this general finding masks important heterogeneity at the state level. We conclude that well-funded teacher preparation may be key to successfully implementing financial education programs.

Topik & Kata Kunci

Business

Penulis (4)

C

Carly Urban

M

Maximilian D. Schmeiser

J

J. Collins

A

Alexandra Brown

Format Sitasi

APA MLA BibTeX
Urban, C., Schmeiser, M.D., Collins, J., Brown, A. (2020). The effects of high school personal financial education policies on financial behavior. https://doi.org/10.1016/J.ECONEDUREV.2018.03.006

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Lihat di Sumber doi.org/10.1016/J.ECONEDUREV.2018.03.006
Informasi Jurnal
Tahun Terbit
2020
Bahasa
en
Total Sitasi
151×
Sumber Database
Semantic Scholar
DOI
10.1016/J.ECONEDUREV.2018.03.006
Akses
Open Access ✓