Financial Literacy, Entrepreneurial Orientation, and Students’ Career Readiness in Dennis Osadebay University

As the global labour market becomes highly saturated, most Nigerian graduates are finding it difficult to start a sustainable career path. Hence, it is highly imperative for Nigerian graduates to be both financially literate and entrepreneurially oriented should they desire to forge a career path. This study investigated the effects of entrepreneurial orientation (EO) and financial literacy (FL) on career readiness among Accounting, Banking, and Finance students in Dennis Osadebay University (DOU), Asaba, Nigeria. A quantitative design was utilized. Questionnaires were distributed to 193 Accounting, Banking, and Finance students in the Faculty of Management Sciences. 25 students were surveyed to test the questionnaire’s reliability using Cronbach’s alpha. Regression analysis was the primary estimation technique used to test the relationships among financial literacy, entrepreneurial orientation, and career readiness. Cognitive factors (financial literacy) and behavioural factors (entrepreneurial orientations such as innovativeness, proactiveness, and risk-taking) are positively associated with students’ career readiness. These findings underscore that both financial literacy and entrepreneurial orientation are critical factors shaping students’ career readiness.