DOAJ Open Access 2020

The effect of non-performing loans on profitability of commercial banks: Case of Vietnam

Hoai Linh Do Thanh Xuan Ngo Quoc Anh Phung

Abstrak

Profit always be the top priority of banking operation over the years. Commercial banks maximize the net interest margin by charging more interests to the borrowers and offering lower interests to the depositors. Their aggressive lending strategies can sometimes result in credit risk, moral hazard and non-performing loans. Some studies found that non-performing loans have negative impact on the bank’s profitability; some argued otherwise. This paper aims at investigating the impact of non-performing loans on the ability to make profit of Vietnamese commercial banks in the period of 2008 to 2017 and draws a conclusion as well as recommendations to mitigate the risk.

Topik & Kata Kunci

Accounting. Bookkeeping

Penulis (3)

Hoai Linh Do

Thanh Xuan Ngo

Quoc Anh Phung

Format Sitasi

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Do, H.L., Ngo, T.X., Phung, Q.A. (2020). The effect of non-performing loans on profitability of commercial banks: Case of Vietnam. https://doi.org/10.5267/j.ac.2020.1.001

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Informasi Jurnal

Tahun Terbit: 2020
Sumber Database: DOAJ
DOI: 10.5267/j.ac.2020.1.001
Akses: Open Access ✓