DOAJ Open Access 2014

PERBANDINGAN KLASIFIKASI NASABAH KREDIT MENGGUNAKAN REGRESI LOGISTIK BINER DAN CART (CLASSIFICATION AND REGRESSION TREES)

Agung Waluyo Moch. Abdul Mukid Triastuti Wuryandari

Abstrak

Credit is the greatest asset managed the bank and also the most dominant contributor to the bank’s revenue. Debtors to pay their credit to the bank may smoothly or jammed. This study aims to identify the variables that affect a debtor’s credit status and compare the acuration of classification method both classification and regression trees (CART) and logistic regression. The variables used were debtor’s gender, education level, occupation, marital status, and income. By using logistic regression, it was known that only the debtor’s income effect their credit status with the classification accuration reach into 80%. By using CART, there were some variables affect the credit status and the classification accuration 80,9%. This paper showed that the performance of CART in classifying the credit status of debtors was better than logistic regression. Keywords: Credit Status, Logistic Regression, CART

Topik & Kata Kunci

Probabilities. Mathematical statistics

Penulis (3)

Agung Waluyo

Moch. Abdul Mukid

Triastuti Wuryandari

Format Sitasi

APA MLA BibTeX

Waluyo, A., Mukid, M.A., Wuryandari, T. (2014). PERBANDINGAN KLASIFIKASI NASABAH KREDIT MENGGUNAKAN REGRESI LOGISTIK BINER DAN CART (CLASSIFICATION AND REGRESSION TREES). https://doi.org/10.14710/medstat.7.2.95-104

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Informasi Jurnal

Tahun Terbit: 2014
Sumber Database: DOAJ
DOI: 10.14710/medstat.7.2.95-104
Akses: Open Access ✓